WARNING: Money that's sitting in a bank is getting CRUSHED right now.
While CDs, bonds, and savings accounts are paying peanuts, multi-year guaranteed annuity (MYGA) rates are at 5.65%.
That's potentially DOUBLE what you might be earning now.
HERE ARE TODAY'S BEST FIXED ANNUITY RATES:
Compare those rates to:
❌ Bank CDs: Measly 2.0%
❌ Savings accounts: A joke at 0.2%
❌ 10-year Treasuries: Barely 4.2%
Plus, your earned interest is getting DESTROYED by taxes in savings accounts!
Your money should work 3X HARDER: 💪
✅ EARN interest on your principal
✅ EARN interest on your interest
✅ EARN interest on money that would've gone to the IRS
This triple-threat combination could mean more money in your pocket!
Why "Smart Money" loves fixed annuities:
✅ UP TO 5.65% GUARANTEED
✅ TAX-DEFERRED growth
✅ NO 1099s until withdrawal
✅ Flexible access options (subject to terms)
⚠️ THESE RATES ARE DISAPPEARING FAST:
• Major carriers are already signaling rate decreases
• Once rates drop, these returns could be gone for another decade
• Sleep easy knowing your rate is guaranteed through 2035
• When these rates are gone, they're GONE
Don't get stuck earning pennies when rates drop!
You have options available:
👉 LOCK IN today's high rates for up to 10 years
👉 TRANSFER tax-free to claim better rates (1035 exchange)
👉 ACCESS your money when you need it
👉 CONTROL your tax exposure
Act NOW if you:
• Are SICK of paying unnecessary taxes
• Want to SET IT AND FORGET IT for up to a decade
• Need GUARANTEED growth without risk
• Are ready to stop letting inflation EAT your savings
URGENT QUESTION: How long do you want to lock in guaranteed returns?
Here's what's available right now:
CHOOSING YOUR TERM IS SIMPLE:
Just think about when you might need the money...
2-3 YEARS: Perfect if you...
• Want to stay super flexible
• Have short-term savings goals
• Like to beat CD rates
• Want to test the waters
5 YEARS: Great if you...
• Want higher guaranteed returns
• Have medium-term goals
• Like to balance flexibility and growth
• Want competitive rates
7-10 YEARS: Ideal if you...
• Want the highest rates possible
• Have long-term savings goals
• Don't need the money soon
• Want maximum growth potential
3 SIMPLE STEPS TO GET TODAY'S BEST RATES
(without commiting to anyting):
⚡ STEP 1. Choose your term:
⚡ STEP 2. Compare current rates
⚡ STEP 3. Submit your application
Look, I know what you're thinking...
"If I submit an application, I'm stuck, right?" 😬
❌ NOPE. Not even close.
Here's exactly how this works...
STEP 1: THE APPLICATION ✍️
• Takes about 10 minutes online
• Basic info only (name, contact, etc.)
• Zero financial commitment
🙋 Think of it like raising your hand to say "Hey, I'm interested in that rate!"
STEP 2: REVIEW DETAILS 🔍
• You get complete paperwork to review
• Everything in plain English
• All fees (if any) clearly shown
• Full terms and conditions
This is where you get to see EVERYTHING before deciding.
STEP 3: YOUR DECISION TIME ⏰
• Take as long as you need to review
• Ask any questions you have
• Show it to your spouse
• Sleep on it
• Whatever you need!
Don't like what you see? No problem! Just walk away. 🏃
Seriously - we'll high five and part as friends. ✌️
STEP 4: ONLY IF YOU SAY "YES"
Then (and only then) we'll need:
• Your John Hancock (aka your signature) ✍️
But remember, even after ALL of that...
You can still change your mind during the free-look period!
HERE'S WHY THIS MATTERS:
Today's rates are insane:
• 5.65% guaranteed for 10-years
• Tax-deferred growth
• Principal protection
• Top rated carriers
But rates can drop ANY time. (Three carriers are dropping rates next week!)
THE "NO PRESSURE" GUARANTEE:
✓ No pushy sales calls
✓ No obligation to buy
✓ No commitment to fund
✓ No guilt if you walk away
✓ No hard feelings - promise!
Think of it like test-driving a car... You're not buying it, just by sitting in it!
REAL TALK:
The application just lets us know you're interested. That's it. Nothing more.
Don't want it? Cool.
Want more time? Take it.
Need questions answered? Ask away.
YOU'RE IN CONTROL THE WHOLE TIME.
Don't let this opportunity slip away.
These could be the highest guaranteed rates you'll see in your lifetime.
Lock in your rate before the next drop
P.S. URGENT: Three major carriers just announced rate decreases starting next week. Lock in today's rates NOW before they drop!
P.P.S. Remember: These rates are fully guaranteed for up to 10 years once you lock them in. But you must act before they disappear.